Soy Fresh Start Checking

The Fresh Start checking account was created for the customers who don't currently have a bank account or previously had problems keeping a positive balance.​


  • Unlimited check writing
  • Online banking
  • Mobile banking
  • Online bill pay
  • TeleBank
  • eStatements

Requirements & Fees

  • $50 opening deposit
  • $12 monthly service charge, lowered to $10 with direct deposit

Additional Information

Debit/ATM may be requested after six months of a positive account balance.

Order Checks

$30.00 closing fee applied if account is closed within 90 days of opening. Only transactions on Soy Capital Bank ATMs are free. ATM transactions at foreign machines will be charged the foreign transaction charge of $3.00 by Soy Capital Bank and a convenience charge by the owner of the machine used. The amount is set and displayed on the screen and the customer approves that at the time of the transaction on the foreign machine. Replacement cards will incur a service charge.