Simply Soy Checking

A Simply Soy checking account is a traditional checking account offering unlimited check writing and no fees as long as you use eStatements or direct deposit.


  • Unlimited check writing
  • Debit card
  • Online banking
  • Mobile banking, including mobile deposit
  • Online bill pay
  • TeleBank
  • eStatements

Requirements & Fees

  • $25 opening deposit
  • $4 monthly service charge, free with direct deposit or eStatements

Order Checks

$30.00 closing fee applied if account is closed within 90 days of opening. Only transactions on Soy Capital Bank ATMs are free. ATM transactions at foreign machines will be charged the foreign transaction charge of $3.00 by Soy Capital Bank and a convenience charge by the owner of the machine used. The amount is set and displayed on the screen and the customer approves that at the time of the transaction on the foreign machine. Replacement cards will incur a service charge.