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Simply Soy Checking

A Simply Soy checking account is our version of a traditional checking account. Unlimited check writing, and no fees as long as you use E-statements or direct deposit.


  • Unlimited check writing
  • ATM/Debit Card
  • Online banking
  • Online bill pay
  • Telebank
  • E-statements

Requirements & Fees

  • No more then 1 previous Chex record
  • $25 opening balance
  • $4 monthly service charge, free with direct deposit or e-statements

Additional Services

  • Cashier's Checks - $5
  • Money Orders - $5
  • Traveler's Checks - $2 per $100 in checks
  • Notary Service - $1

All Checking Accounts

$30.00 closing fee applied if account is closed within 90 days of opening.

Only transactions on Soy Capital Bank ATM machines are free. ATM transactions at foreign machines will be charged the foreign transaction charge of $2.00 by Soy Capital Bank and a convenience charge by the owner of the machine used. The amount is set and displayed on the screen and the customer approves that at the time of the transaction on the foreign machine. Replacement cards will incur a service charge.