Current Rates / Fees

Download Current Common Fees

Effective date 11/20/17

Certificate of Deposit Rates

NameMinimum DepositRateAPY
1 Month CDs$2,500.000.05%0.05%
3 Month CDs$2,500.000.10%0.10%
6 Month CDs$2,500.000.15%0.15%
12 Month CDs$500.000.20%0.20%
24 Month CDs$500.000.35%0.35%
36 Month CDs$500.000.75%0.75%
48 Month CDs$500.001.75%1.76%
60 Month CDs$500.002.05%2.06%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. A penalty will be imposed for early withdrawal.


Individual Retirement Account Rates

NameMinimum DepositRateAPY
12 Month CDs$500.000.20%0.20%
24 Month CDs$500.000.35%0.35%
36 Month CDs$500.000.75%0.75%
48 Month CDs$500.001.75%1.76%
60 Month CDs$500.002.05%2.07%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. A penalty will be imposed for early withdrawal.

Savings Account Rates

NameMinimum DepositRateAPY
Savings$100.000.05%0.05%
Christmas ClubNone0.05%0.05%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings.

Checking Account Rates

NameMinimum DepositRateAPY
NOW Simply Smart$1,000.000.03%0.03%
Soy Corporate Plus$.01-$49,999.000.04%0.04%
Soy Corporate Plus$50,000.00+0.07%0.07%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings.

Money Market Account Rates

NameMinimum DepositRateAPY
Tier 1$50,000.00+0.10%0.10%
Tier 2$25,000.00-$49,999.000.05%0.05%
Tier 3$10,000.00-$24,999.000.03%0.03%
Tier 4$9,999.00 or less0.01%0.01%
Soy Select$50,000.000.22%0.22%
SCB Money Market$2,500.00-$24,999.000.03%0.03%
SCB Money Market$25,000.00-$49,999.000.05%0.05%
SCB Money Market$50,000.00+0.10%0.10%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings.