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Consumer Credit Cards

Are you looking for a rewards card that earns automatic bonus points on every purchase, every month? Or maybe you prefer a card to pay down your balances on other credit cards faster or to save on interest. Whatever your needs, we have credit card that's right for you! 

At Soy Capital Bank, our industry leading (consumer, business, consumer and business) credit card products offer competitive pricing with a full range of reward options - making it easy to select and apply for the card that meets your needs. Learn More or Apply Now.

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Visa® Bonus Reward Card
  • Get 25% more on all points every month, automatically(1)
  • No caps or limits on points earned
  • $25 cash back with your first purchase
Visa® Platinum Card
  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster 
  • Enjoy the everyday convenience of a non-rewards card
Visa® College Rewards Card
  • For college students
  • Earn 1 reward point for every $1 in net purchases
  • Receive 1,000 bonus rewards points with your first purchase
  • Low rates and manageable credit lines
Secured Visa® Card
  • Improve your credit(3)
  • Low annual fee
  • Flexible credit lines based on security deposit ranging from $300 to $5000

(1) The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

(2) The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

(3) Late payments and going over the credit limit may damage your credit history