Local Decisions – Community Banking at its Best
We can handle all your loan needs. We’ve made our consumer loan process simple and hassle free. Most loans are approved in 30 minutes or less. Customers with a Soy Capital Bank & Trust checking account are offered reduced rate auto and home equity loans.
- Debt Consolidation
- Fixed Rate Home Equity Loans
- New or Used Vehicles
- Home Improvements
- Purchase Watercraft and Motorcycles
All of these loans are available at competitive interest rates and terms that can be tailored to fit your needs.
Home Equity Line of Credit
Our Home Equity Line of Credit gives you the flexibility to use the equity in your home for all your various financial needs. (Your interest may be tax deductible-check with your Tax Advisor). Our Home Equity Line offers you:
- Competitive Rates
- Easy access by personalized checks
- Multiple Uses – Purchase vehicles, college tuition, vacation, home improvement, or any other large purchase item.
- Consolidation of non-tax deductible high interest credit cards and personal loans.
Payday Alternative Loan Option
Whether it is for unexpected bills or you just need some cash before your payday, Soy Capital provides a quick and easy solution through our Payday Alternative Loan option.