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Current Rates

Effective date 4/24/2013

Certificate of Deposit Rates

Name Minimum Deposit Rate APY
1 Month CDs $2,500.00 0.05% 0.05%
3 Month CDs $2,500.00 0.10% 0.10%
6 Month CDs $2,500.00 0.15% 0.15%
12 Month CDs $500.00 0.20% 0.20%
24 Month CDs $500.00 0.35% 0.35%
36 Month CDs $500.00 0.45% 0.45%
48 Month CDs $500.00 0.80% 0.80%
60 Month CDs $500.00 1.30% 1.30%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice.  A penalty will be imposed for early withdrawal. 

 

Individual Retirement Account Rates

Name Minimum Deposit Rate APY
12 Month CDs $500.00 0.20% 0.20%
24 Month CDs $500.00 0.35% 0.35%
36 Month CDs $500.00 0.45% 0.45%
48 Month CDs $500.00 0.80% 0.80%
60 Month CDs $500.00 1.30% 1.30%

 

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice.  A penalty will be imposed for early withdrawal.

 

Savings Account Rates

Name Minimum Deposit Rate APY
Savings $100.00 0.05% 0.05%
Christmas Club None 0.05% 0.05%
HSA None 0.03% 0.03%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice.  Fees may reduce earnings.

 

Checking Account Rates

Name Minimum Deposit Rate APY
NOW Simply Smart $1,000.00 0.03% 0.03%
Soy Corporate Plus $.01-$49,999.00 0.04% 0.04%
Soy Corporate Plus $50,000.00+ 0.07% 0.07%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice.  Fees may reduce earnings.

 

Money Market Account Rates

Name Minimum Deposit Rate APY
Tier 1 $50,000.00+ 0.20% 0.20%
Tier 2 $25,000.00-$49,999.00 0.15% 0.15%
Tier 3 $10,000.00-$24,999.00 0.10% 0.10%
Tier 4 $9,999.00 or less 0.03% 0.03%
Soy Select $50,000.00 0.27% 0.27%
SCB Money Market $2,500.00-$24,999.00 0.10% 0.10%
SCB Money Market $25,000.00-$49,999.00 0.15% 0.15%
SCB Money Market $50,000.00+ 0.20% 0.20%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice.  Fees may reduce earnings.