Soy Capital Bank and Trust Company: Privacy Policy

Thank you for viewing our Privacy statement.

Visitors to Soy Capital Bank and Trust will remain anonymous. We do not collect personal identifying information about visitors to our site.

Our servers collect standard non-identifying information about visits to the site, such as date and time visited, IP address (which is a numerical identifier for your computer while it is accessing the internet), city, state and country. This information is used to compile standard statistics on site usage.

If you have provided personal identifying information via e-mail (such as name and address), the information will only be used to communicate with you to handle your request. It is not sold or transferred to other parties.

Soy Capital Bank and Trust Company is committed to protecting your privacy.

Concerns about this site should be directed to:

Gretchen Murphy, Vice President and CFO
Soy Capital Bank
1501 E. Eldorado Street
Decatur, Illinois 62521
Phone: 217-428-7781
soybank@soybank.com

Please Note: If you are sending electronic mail to Soy Capital Bank And Trust Company, we want to remind you that email is not necessarily secure against interception. If your information is very sensitive, or includes personal or confidential information--such as your bank account, charge card, or social security number--you may want to send it by postal mail to one of the addresses listed on this Web site.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us means Soy Capital Bank and Trust Company.

This is our privacy notice for our customers. When we use the words ”you” and ”your” we mean the following types of customers:

All of our consumer customers who have a continuing relationship with us, such as:
- Deposit account
- Loan account
- Credit card
- Safe deposit box
- Retail installment contract we hold and service
- Individual Retirement Account where we act as custodian or trustee

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means
information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not emply or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply an "other party"

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with nonaffiliated third parties
Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU

We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

YOUR INFORMATION WITH OTHER PARTIES

We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers, except as permitted by law.

AUTHORIZED SHARING

We share information within the Soy Capital Companies Family so that our affiliates can work together to meet your financial needs. We may disclose all of the information we collect, as described above, with our affiliated banks and companies including: financial service providers such as mortgage bankers, insurance agents, securities brokers-dealers, and farm managers.

By law, information that helps us identify you or is derived from your transactions and experiences with us may be shared within the Soy Capital Companies family.

AUTHORIZED SHARING - OUTSIDE MARKETING SERVICES

We may disclose the following information to companies that perform marketing services on our behalf:

Information you give us on an application or other form such as:
- Name
- Address

We disclose the information listed above with companies that perform marketing services on our behalf. We may also disclose information about you to other outside marketing services as permitted by law. Here are the types of businesses with whom we may disclose information for outside marketing purposes:

Service providers that perform marketing services for us such as direct sales companies

We may disclose information about you to companies that perform marketing services on our behalf to provide you with information about additional products and services.