|
Account |
|
|
|
Recommended
For |
Customers who want to save money on monthly
service charges and need the convenience of writing checks. |
Customers who write a moderate number of checks.
Signature Line of credit is optional.
|
Customers 50 and over who write a moderate number
of checks. Signature Line of credit is optional. |
Minimum
Initial
Deposit |
$1.00 |
$100.00 |
$100.00 |
| Statement
Cycle |
Monthly |
Monthly |
Monthly |
Special
Features |
- Unlimited Check Writing
- No Monthly Service Charge
- No Minimum Balance
- ATM/Debit Card Available
- 24 Hour Account Information Through TeleBank
- Free Pad or Duplicate Checks
- Open to Individuals
- Monthly Statement Only
|
Bonus:
- Unlimited Check Writing
- Interest on Checking of $1,000.00 and Over
- Overdraft Protection Available
- ATM/Debit Card Available
- 24 Hour Account Information Through TeleBank
- Open to Individuals
- First Order of Membership Checks Free
- Check Images with Monthly Statement
- No Fee for Travelers Checks
Bonus Plus:
(Includes all the Bonus Plus)
- No Minimum Balance Required
- Free Membership Checks
- No Fee For Cashier Checks and Money Orders
|
Timeless 50:
- Unlimited Check Writing
- Interest on Checking of $1,000.00 and Over
- Overdraft Protection Available
- ATM/Debit Card Available
- 24 Hour Account Information Through TeleBank
- Open to Individuals 50 and Over
- Free Membership Checks
- Check Images with Monthly Statement
- No Fee for Travelers Checks
Timeless 50 Plus:
(Includes all the Timeless 50 Plus)
- No Minimum Balance Required
- Free Membership Checks
- No Fee For Cashier Checks and Money Orders
|
Service
Charges
& Other Fees |
No Monthly Service Charge |
Bonus:
$7.00 Monthly Service Charge if Balance Falls Below $100.00
Any Day of Cycle
Bonus Plus:
$5.00 Membership Fee Monthly |
Timeless 50:
$7.00 Monthly Service Charge if Balance Falls Below $100.00
Any Day of Cycle
Timeless 50 Plus:
$4.00 Membership Fee Monthly
|
Transaction
Limitations |
No Transaction Limitations |
No Transaction Limitations |
No Transaction Limitations
|
|
Account |
|
|
|
Recommended
For |
Customers who want to earn interest on
their deposits and write a low number of checks.
|
Customers who want to maximize earnings
on their deposits.
|
Customers who want to earn interest on
their deposits and also want convenient access to their funds.
|
Minimum
Initial
Deposit |
$2,500.00 |
$2,500.00 Under 12 Months
$500.00 Over 12 Months |
$100.00 |
| Statement
Cycle |
Monthly |
Term |
Quarterly |
Special
Features |
- 6 Transfers Per Cycle, No More Than Three By Check,
Draft, or Similar Order to Third Parties
- Interest On Account
- Four Interest Tiers
- 24 Hour Account Information Through TeleBank
- Open to All Customers
|
- Interest Compounded and Credited Semi-Annually
- Interest May be Compounded back into the CD or Credited
to an Account of Your Choice
- Fixed Interest Rate and Annual Percentage Yield (APY)
- Terms Available Ranging From 7 Days to 60 Months
- Convenient Automatic Renewal
- Open to All Customers
|
- Interest Compounded and Credited Each Quarter
- Automatic Savings Plan Available
- ATM Card Available
- 24 Hour Account Information Through TeleBank
- Open to All Customers
|
Service
Charges
& Other Fees |
$10.00 Monthly Service Charge if Balance Falls Below $2,500.00
Any Day of Cycle
$5.00 Fee for Each Debit Transaction in Excess of 6 During
Monthly Statement Cycle |
Substantial Penalty for Early Withdrawal |
$5.00 Service Charge if Balance Falls Below $100.00 Any
Day of the Month
After 3 Withdrawals Per Month, $2.00 Per Withdrawal
|
Transaction
Limitations |
Limited to 6 Transfers Per Month
Withdrawal Minimum $250 |
|
6 Preauthorized Telephone or Automatic Transfers Per
Month |
