Keep informed to avoid
becoming a victim of fraud.
On this page you will find the most recent updates on known
scams.
Always
review your statement and contact a Customer Service Rep
to simply resolve any unwarranted charges.
November
13, 2009
Phishing Alert
As the Internet continues to
become a more popular avenue for business and banking transactions,
attempts to gain access to your network information also
continue to increase.
Recently, some corporate clients
have received a fraudulent e-mail appearing to be sent from
NACHA – The Electronic Payments Association. This
fraudulent e-mail contains the Subject line "Rejected
ACH Transaction" and indicates an ACH transaction was
rejected and that corporate client should review the transaction
by clicking on the provided hyperlink. This hyperlink directs
the corporate client to a potentially malicious web site
that is designed to appear as the official NACHA web site.
If visited, this fraudulent web site could be used to install
malware on the corporate client's workstation.
NACHA has informed us
that this e-mail did not originate from NACHA and that any
recipient of this e-mail should not click on the provided
hyperlink.
Below
is a sample of the fraudulent e-mail sent to corporate clients:
------------------------------------------------------------------------------------------------------------------
From: nacha.org
[mailto:report@nacha.org]
Sent: Thursday, November 12, 2009 10:25
AM
To: Doe, Joh
Subject: Rejected ACH transaction, please
review the transaction report
Dear bank account holder,
The ACH transaction, recently
initiated from your bank account, was rejected by the Electronic
Payments Association. Please review the transaction report
by click the link below.
Unauthorized
ACH Transaction Report (this is how the link is presented)
-----------------------------------------------------------------------------------------------------------------
October
26, 2009
Fraudulent FDIC email scam
The
Federal Deposit Insurance Corporation (FDIC) has received
numerous reports of a fraudulent e-mail that has the appearance
of being sent from the FDIC.
The
subject line of the e-mail states: “check your Bank
Deposit Insurance Coverage.” The e-mail tells recipients
that, "You have received this message because you are
a holder of a FDIC-insured bank account. Recently FDIC has
officially named the bank you have opened your account with
as a failed bank, thus, taking control of its assets.”
The
e-mail then asks recipients to “visit the official
FDIC website and perform the following steps to check your
Deposit Insurance Coverage” (a fraudulent link is
provided). It then instructs recipients to “download
and open your personal FDIC Insurance File to check your
Deposit Insurance Coverage.”
This
e-mail and associated Web site are fraudulent. Recipients
should consider the intent of this e-mail as an attempt
to collect personal or confidential information, some of
which may be used to gain unauthorized access to on-line
banking services or to conduct identity theft.
The
FDIC does not issue unsolicited e-mails to consumers. Financial
institutions and consumers should NOT follow the link in
the fraudulent e-mail.
October
1, 2009
Scams in Person, text messages and emails
Since October 1, 2009 there have
been several attempted fraud schemes in the Decatur and
central Illinois area and we warn the public to beware.
Instances include people falsely representing themselves
either in person or on the phone as a Soy Capital Bank employee
and asking for specific and personal account information.
Another version includes an “automated call back”
phone scam asking the person to call back with their specific
and personal account information. Also beware of similar
scams in the form of text and e-mail messages.
Soy Capital Bank has not initiated
any of these contacts or phone calls, nor will we ever contact
you directly requesting personal account information from
you.
If
you have any concerns or questions, please contact our Customer
Contact Center at 217-428-7781.
